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Zip Code Continue Adjust the sliders below to build your quote. ${{prCalculator_annualPremium.toLocaleString()}} Personal Liability Umbrella Annual Premium ${{ (prCalculator_annualPremium + prCalculator_annualPremiumUmi).toLocaleString() }} with Uninsured Motorist Coverage of ${{prCalculator_annualPremiumUmi.toLocaleString()}} Personal Liability Limit ${{prCalculator.plBaseRate}}m Optional Uninsured Motorist Coverage (UMC)UMC is insurance for possible injury to you, caused in an automobile accident by someone who has no insurance or inadequate insurance. ${{prCalculator.umiBaseRate}}m UMC is optional and you can choose to add this to your coverage during the application process.Florida residents: UMC is available for $1 million limit only. ${{prCalculator_premium.toLocaleString()}} Personal Liability Umbrella Pro Rated Premium based on effective date selected below. ${{ (prCalculator_premium + prCalculator_premiumUmi).toLocaleString() }} with Uninsured Motorist Coverage of ${{prCalculator_premiumUmi.toLocaleString()}} Effective Start Date {{ prCalculator_premiumDate }} Coverage begins on the first day of the month following approval of your application. This plan has an annual renewal date of November 1st so if you buy at another time of year, your premium will be pro-rated. Your first annual renewal will be due the next November. Applications require underwriting approval before coverage becomes effective. Pro-rated premium provided is an estimate. Apply Get Help Common Questions Who is eligible? This coverage is designed and available to AICPA members who reside in the continental United States. Why would I pay a pro-rated premium? This Plan has an annual renewal date of November 1st so if you buy at another time of year, your premium will be pro-rated. Your first renewal will be due the next November. Who does the plan cover? The Plan insures you (AICPA member) and your spouse. It also covers any relatives living in your household and any other person under the age of 21 in the care of you or a relative in your household—at no additional charge. Your children away at school are considered residents of your household and are covered under the policy. What will I need to apply? To apply you will need driver licenses and social security numbers for each household member age 15 or older and details of any motor vehicle violations within the last three years. Will I get a different price when I apply? The premium shared with you will be the same or lower after you complete the application. The application information allows you to qualify for coverage. Get Help