How Life and Disability Insurance can help protect against life’s twists and turns.

From college to marriage, building a family and buying a home, there's a lot that goes on between birth and death. One thing that can help keep us moving forward is having the right Life and Disability Insurance to help protect against all of life's twists and turns. Find out why Life and Disability Insurance is so important, and what types of policies can help you depending on where you are in life. Coverage is issued by The Prudential Insurance Company of America.

Starting Out

Just Married and/or First-Time Homeowner

It's the perfect time to start thinking about a Life Insurance Plan that can help protect you and your loved ones and keep them living in your home in case something happens to you.
 

Family Planning

When you're ready to take the next step and plan for a family, making sure your significant other is covered with Spouse Life Insurance will be key to helping your loved ones get on with living in case the unthinkable happens.
 

Navigating Life’s Journey

Working Years

While you're building your career, your income may increase and you'll take on new expenses—a growing family, a bigger home, and college tuition. Life and Disability Insurance can provide money to help protect all that you've achieved in life.

graphic showing 49% of people would face financial hardship in six months or less due to a disability


Starting Your Own Firm

For CPA firm owners, Life and Disability Insurance are crucial components of a solid financial plan. Life insurance helps provide financial security for your loved ones after you’re gone. On the other hand, the Long Term Disability Income Plan helps to safeguard your income allowing you to sustain your practice and personal financial obligations while you focus on your recovery. By having both types of coverage, you can help protect not only your family, but also the longevity and stability of your business, allowing you to focus on serving clients with peace of mind. 

Graphic stating the cost of disability insurance is 1% to 3% of your income.
 

Raising a Family

As a parent, you want the best for your child, so planning for your growing family is a smart way to help keep their dreams alive. To maximize your protection, consider up to $2.5 million in coverage under the CPA Life and the Level Premium Term Plan to help with the cost of college or your mortgage.1

102 million americans say they need (or need more) life insurance.
 

College Fund Protection

With rising tuition costs, financial planning for college is important now more than ever, so the right insurance plan can make a big difference. To help protect those funds, the Level Premium Term Plan can get you through this with rates that stay the same for a period of time you determine (10 or 20 years), if something unexpected happens to you.2
 

Heading into Retirement

Planning for Retirement

The retirement of your dreams could be possible with the right planning, such as Life Insurance coverage with investment options through the Group Variable Universal Life Insurance Plan.3As an AICPA member, you can start planning and executing your healthiest financial strategy by taking advantage of interactive tools and solutions offered through Prudential  

Leaving a Legacy

Help make sure your family can flourish after you and your spouse are no longer around. The right Life Insurance Plan can help you leave a strong financial legacy.

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1 The maximum amount of coverage available depends on your age and memberships. The combined CPA Life and LPT coverages cannot exceed the maximum amount of Life Insurance available to you.
 
2 Although Prudential reserves the right to change rates by class during the 10-or 20-year term, it is not Prudential's intention to change rates during the term of coverage. Members up to age 55 may request a 10-or 20-year term, and those ages 56-65 may request a 10-year term.
 
3 Policy values will fluctuate and are subject to market risk and to possible loss of principal.
 

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
 

Not for use in New Mexico.
 
Not for residents of New Mexico.
 
​These materials are for informational or educational purposes.  In providing these materials, Prudential (i) is not acting as your fiduciary as defined by the Employee Retirement Income Security Act of 1974, as amended, and the guidance and regulations issued by the Department of Labor and is not giving advice in a fiduciary capacity and (ii) is not undertaking to provide impartial investment advice as Prudential will receive compensation for its services/products.
 
Aon Insurance Services is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695) (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators, and Berkely Insurance Agency; and in NY, AIS Affinity Insurance Agency. Securities offered through Aon Securities LLC, Member FINRA/SIPC, 1100 Virginia Drive, Suite 250, Fort Washington, PA 19034-3278, 1-800-223-7473. The Plan Agent of the AICPA Insurance Trust is Aon Insurance Services. Aon Securities LLC and Aon Insurance Services are not affiliated with either Prudential or PIMS.
 
Group Variable Universal Life (GVUL) coverage is issued by The Prudential Insurance Company of America and distributed through Prudential Investment Management Services LLC (“PIMS”). Both are Prudential Financial companies, Newark, NJ.
 
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500. CA COA #1179, NAIC #68241.
 
1082578-00001-00

 

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