The importance of Life Insurance for financial planning

In the world of financial planning, life insurance coverage holds a pivotal role.

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Life insurance can be more than just a safety net. It's a cornerstone of a comprehensive financial plan and helps provides a reliable foundation. Investments, real estate, business interests, and other investment assets can vary in value over time. A life insurance policy, however, provides predictability since death benefits don’t usually change drastically over time. Most importantly, it helps provide your loved ones with a safety net in the event of your passing, and it can also help you leave a legacy.
 
With Life Insurance your family can have help paying off debts, covering living expenses, finance education, and much more. It helps provide peace of mind when your family may need it most.
 
By incorporating AICPA CPA Life into your financial plan, you’ll help boost your financial protection. The Plan offers the opportunity for instant online approval of up to $2.5 million in coverage*, multiple coverage amounts, and coverage you can keep as long as you maintain your memberships.
 
Some additional benefits available to help protect your financial future under the CPA Life Plan include Optional Disability Waiver and Dependent Child coverage. Accidental Death and Dismemberment coverage is available under both the CPA and Spouse Life Plans.
 

Supplementing Existing Coverage

Even if you already have employer-provided life insurance, it may not be enough. Depending on your lifestyle, expenses, and future plans, you may need additional coverage to help ensure a solid financial safety net. And if you own your own firm, Life Insurance coverage is even more important. An easy way to figure out how much coverage you may need is by using our interactive calculator.


Remember, we plan for a future we can’t predict, but the certainty of Life Insurance protection can make a significant difference.

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*In certain circumstances, additional information may be needed. The maximum amount of coverage available depends on your age and memberships.
 
This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

Not for residents of New Mexico.

Not for use in New Mexico.

Aon Insurance Services is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695) (AR 100106022); in CA and MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators, and Berkely Insurance Agency; and in NY, AIS Affinity Insurance Agency. The Plan Agent of the AICPA Insurance Trust, Aon Insurance Services, is not affiliated with Prudential.
 
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. Contract Series: 83500. CA COA# 1179, NAIC 68241.
 
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