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Homeowners Insurance

You could save $400 on customized homeowners insurance from Liberty Mutual.1

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877.922.4272

What is Homeowners Insurance?

Homeowners insurance protects your house and your possessions against damage or loss from events like fire, theft, storm damage, frozen pipes, and more. It also provides liability coverage for personal injuries sustained by others on your property. 

What is Homeowners Insurance? What is Homeowners Insurance?

Why CPAs select it

Your home is likely one of the most valuable assets you have. Homeowners insurance provides financial protection. If you have a mortgage, your lender may require it.  
 

Standard coverages include the following: 

  • Dwelling - A fire in your kitchen results in damage to your space. This will help cover the cost. 
  • Personal Liability - A neighbor slips and falls, breaking their wrist at your house. If the person decides to take legal action, you’ll be covered. 

* Based on a 2020 study conducted by Liberty Mutual Insurance
95%

of customers would recommend Liberty Mutual* 

What it covers?

Personal Property Coverage
 
Included in your homeowners policy, this helps pay for damage to things like your furniture, clothing, and electronics.
 
Liability Coverage
 
This helps pay for damage to your home and the structures on it. It can also help pay for medical and/or legal bills if someone's injured on your property.
 
Other coverages
 
We can help you customize your coverage to fit your needs. With other coverages like hurricane damage, water backup, inflation protection, and more, we're here to help!


Learn more by calling 877.922.4272 or visiting LibertyMutual.com/AICPA.

What it costs?

You could save as a member of AICPA. Plus, coverage like this costs less than you may think.2

  • You could have Condo Insurance for as little as $35 a month
  • You could have Renters Insurance for as low as $5 a month
  • Or, you could save over $950 by budling your home and auto insurance
What it costs? What it costs?
Get a Quote

Why CPAs choose AICPA Homeowners Insurance

With AICPA-endorsed Liberty Mutual home insurance, you have your choice of flexible coverage options, benefits, and discounts -- buy only what you need.

Examples of available coverages include:

Insurance coverage for your belongings

Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.

Insurance coverages for damages

Covers your home and the structures on your property.

Insurance coverages for expenses

Automatically adjust your coverage limits at your policy's renewal to keep pace with inflation and you will also receive a discount on your policy premium.

Water Backup Coverage

Water Backup covers your home and belongings if water damage occurs from a sewer backup from a municipal system and sump pump failure.3

Eligibility

You must be a member of the AICPA to apply. Not a member? Apply now! 

About the Carrier

Since 1912, Liberty Mutual has grown into the eighth largest global property and casualty insurer based on 2023 gross written premium. We also rank 87 on the Fortune 100 list of largest corporations in the US based on 2023 revenue. At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures.

About the Carrier About the Carrier
Frequently Asked Questions

At your next renewal, call Liberty Mutual at 877.922.4272 and they will help you update your policy to receive the AICPA Member Insurance Programs Discount.

  • Location 

  • Estimated replacement cost 

  • Age and condition 

  • Renovation of home systems

  • Safety devices 

  • Your deductible 

 

Deductible
What you'll pay before your coverage kicks in. In most cases, this amount is just deducted from your payout after a claim. For example, if your deductible is $500 and you have a $2,000 claim, you will receive $1,500.

Premium
The total amount that you pay for an insurance policy.

Dwelling
Dwelling is another term used to describe the part of your home insurance policy that covers the structure where you live (not a shed or other structure on your property).

Scheduled Items
These are pricier belongings (jewelry, art, etc.) that may require more coverage, since a standard home policy limits the amount you can claim per item.

Liability Coverage
If someone else is injured or has their belongings damaged on your property, this covers claims against you, as well as reasonable and necessary medical expenses.

Learn more by calling 877-922-4272 or visiting LibertyMutual.com/AICPA. 

You can call Customer Service at 800.290.8711. To report a claim, call 800-2CLAIMS (800.225.2467).
Disclaimer

1$400 Home Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

2NOT AVAILABLE IN CA. Not available in all states. Discount applies to base policy coverage, not optional coverages or endorsements. $35 Condo: Premium will vary by state and coverages selected. $5 Renters: Not available in all states.

3Optional coverage. Not available in all states, and may vary by state.

Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. This is for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages, features, and discounts may not be available in all states. Eligibility is subject to meeting applicable underwriting criteria.

What CPAs say about us

It’s nice to see a company in this day and age be caring to its customers. Thank you, Liberty Mutual, and your friendly and knowledgeable reps! 

–Bruce C. 

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