Three new videos to help you choose an AICPA-endorsed Plan

Make sure you have enough coverage to help pay your current bills—plus any extra expenses—if you should become disabled and are unable to work.

• Most popular Plan

• Coverage to age 80 even if you change jobs or retire As long as you maintain your membership.

• No medical exam for most In certain circumstances, additional information may be needed. Instant online approval is available with Select rates and ages 40-44 could be approved for Preferred rates without a medical exam. For ages 45+ a brief medical exam is required for Preferred rates.

• Easy application: Instant online approval available In certain circumstances, additional information may be needed. Instant online approval is available with Select rates and ages 40-44 could be approved for Preferred rates without a medical exam. For ages 45+ a brief medical exam is required for Preferred rates.

• Rates stay the same for 10- or 20-year term Rates may change on a class-wide basis only. 10- or 20-year terms are available for ages 18 to 55; ages 56 to 65 are only eligible for a 10-year term.

• Fixed rates could help manage your budget

• Convenient at-home or office medical exam