*Policy values will fluctuate and are subject to market risk and to possible loss of principal.
**If your cash contributions exceed certain limits and your GVUL Certificate is classified as a “Modified Endowment Contract” (MEC), less favorable income tax rules—and in some cases, additional tax—apply for lifetime distributions such as loans, withdrawals, assignments, or any annual refunds not invested (including distributions within 2 years of your certificate becoming a MEC). Lifetime distributions from MECs are taxable to the extent of any gain in the Certificate. The gain in the Certificate is equal to the amount by which the Cash Surrender Value exceeds the Cost Basis of the Certificate.
IMPORTANT NOTICE - Please visit www.cpai.com/mib.
For CPA and Spouse Life the following applies: If your or your spouse’s coverage was issued prior to November 1, 2022, some of your current Plan details will differ and may be impacted if you apply to make changes. For example, certain impacted details could include but are not limited to rates, rate classes, and rate class expiration. Refer to your Certificate of Coverage and policy booklet and/or contact Aon for Plan details.
For GVUL: The information within this material reflects Plan details for certificates issued on or after September 1, 2022. If your certificate was issued prior to this date please refer to your Prospectus at www.cpai.com/gvul and certificate booklet for more details.
These materials are for informational or educational purposes. In providing these materials, Prudential (i) is not acting as your fiduciary as defined by the Employee Retirement Income Security Act of 1974, as amended and the guidance and regulations issued by the Department of Labor and is not giving advice in a fiduciary capacity and (ii) is not undertaking to provide impartial investment advice as Prudential will receive compensation for its services/products.
You should consider the coverage and the underlying funds’ investment objectives, risks, charges and expenses carefully before investing. Both the GVUL prospectus and the underlying fund prospectuses contain this and other important information. Visit cpai.com/gvulprospectus for the prospectuses. You should read them carefully before purchasing coverage.
This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
Not for use in New Mexico.
Not for residents of New Mexico.
Aon Insurance Services is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695) (AR 100106022): in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services Inc.; In CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators, and Berkely Insurance Agency: and in NY, AIS Affinity Insurance Agency. Securities offered through Aon Securities LLC, Member FINRA/ SIPC, 1100 Virginia Drive, Suite 250, Fort Washington, PA 19034-3278, 1-800-223-7473. The Plan Agent of the AICPA Insurance Trust is Aon Insurance Services. Aon Securities LLC and Aon Insurance Services are not affiliated with either Prudential or PIMS.
Group Insurance coverages and Group Variable Universal Life coverage are issued by The Prudential Insurance Company of America. Group Variable Universal Life coverage is distributed through Prudential Investment Management Services LLC ("PIMS"). Both are Prudential Financial companies, Newark, NJ. This material is a summary of benefits. It does not contain all plan provisions, exclusions, and limitations. Availability of provisions and services may vary. A Group Contract with complete plan information will be provided. If there is a discrepancy between this material and the Group Contract issued by Prudential, the terms of the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500 and 89759.
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