AICPA-endorsed coverages are designed for CPAs by CPAs. They help fill gaps in your financial plan by supplementing existing coverage, with features you may be missing through your employer:
- Group negotiated rates that help make coverage more affordable
- Opportunity to receive Instant Online Approval*
- Coverage you can keep even if you change jobs or retire, as long as you remain a member
- Annual Cash Refunds paid by the AICPA Trust that may help to lower your cost of insurance**
- Easy claims process helps your loved ones when they need it most
- Access to a range of coverage options that help meet your needs
- Plans that are age as well as gender-based rates that offer women lower rates (Gender-based rates are prohibited in Montana; male rates apply).
* In certain circumstances, additional information may be needed. Instant approval is
available for Select rates and for Preferred rates only for age 40-44. For ages 45+ a medical exam
is required for Preferred rates.
** The AICPA Insurance Trust (Trust) reviews a number of factors in determining the
amount, if any, of Annual Cash Refunds, such as premiums, claims, expenses, and other charges. These
refunds vary year to year and are not guaranteed. The Trust has paid Annual Cash Refunds every year
since each Life Insurance Plan’s inception. However, the Trust may suspend the distribution of
Annual Cash Refunds at any time. These refunds could vary based on the premium you pay, and when
premiums are lowered, refunds may decrease as well.